Bank
The bank is where you can deposit gold, which makes it safe from thievery or loss in creature combat. Gold that is stored in the player bank cannot be used unless it is first withdrawn.
There are two kinds of banks in Fallen Sword: the personal bank (for safekeeping your character's personal gold) and the guild bank (to build and maintain guild structures).
Depositing Gold
Your character has only a certain number of bank deposits per day, which starts at one but can be increased through upgrades. To get one extra deposit you have to pay 50 
. Each deposit can put at most 25% of your current gold-on-hand into the bank. This limit requires the player to plan the deposits, since it is virtually impossible to completely store all looted gold in the bank.
When a deposit is used, a 24 hour timer begins. Each player's deposit(s) will reset the next time he or she logs in after the 24 hour timer reaches 0. Theoretically, if a player could be online every single day at the exact moment the timer reached 0, then they could have their deposits reset every day.
Deposit Calculation
An example, using 2 deposits directly after each other with 100,000 gold on the character:
You have 100,000 gold on your character - Deposit 1 puts 25% of 100,000 (i.e. 25,000) into the bank. You now have 75,000 left - Deposit 2 puts 25% of 75,000 (i.e. 18,750) into the bank. This means you've deposited 43,750 into your bank (43.75%) of your original 100,000 gold using two deposits.
The following table shows how much of your gold you can deposit depending on how many deposits you make. The calculations assume you don't earn any gold between deposits.
| Deposit Number | Total % deposited | Diff (percentage points) |
|---|---|---|
| 1 | 25.0% | +25 pp |
| 2 | 43.8% | +18.8 pp |
| 3 | 57.8% | +14.1 pp |
| 4 | 68.4% | +10.5 pp |
| 5 | 76.3% | +7.9 pp |
| 6 | 82.2% | +5.9 pp |
| 7 | 86.7% | +4.4 pp |
| 8 | 90.0% | +3.3 pp |
| 9 | 92.5% | +2.5 pp |
| 10 | 94.4% | +1.9 pp |
The first column is the deposit number. The second shows how much of your initial gold you have managed to deposit. The last column is how much more of your initial gold you deposited compared to last deposit number.
Withdrawing Gold
There are no limits on withdrawing gold from the personal bank so you can make as many withdrawals as you like. To withdraw from the guild bank, you need to have permission from the guild founder to do so.
